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Tech Insurance Main


OppFi Won the “True Lender” Case. But did they Actually "Win"
OppFi defeated a true lender claim, but only after four years of litigation. This case reveals what fintech companies are missing about lender liability, E&O, and D&O risk.

Steven Barge-Siever, Esq.
Apr 174 min read


Fintech Regulatory Risk in 2026: Why Liability Is Increasing (Despite Lower CFPB Enforcement)
Fintech regulatory risk is shifting to litigation, lender liability, and insurance disputes. Learn where exposure comes from and why coverage often fails.

Steven Barge-Siever, Esq.
Apr 148 min read


The Regulatory Landscape for CLIP Insurance: What Every Credit and SaaS Provider Needs to Know
Discover how CLIP insurance is regulated across key states. Learn why guarantees must be insured or reserved and what compliance means for SaaS and AI firms.

Steven Barge-Siever, Esq.
Sep 6, 20254 min read


Tech Insurance for Payments Companies (The 2025 Guide)
Payments platforms face unique risks. Learn how to structure insurance for embedded finance, KYC, API outages, and regulatory liability.

Steven Barge-Siever, Esq.
Jul 31, 20254 min read


CFO Liability in the Modern Era: Real Cases, Rising Risk
CFOs aren’t just managing financials anymore they’re absorbing liability.
High-growth companies often treat insurance like a purchase, not a defense strategy. The CFO is told to “handle it.” The broker is told to “get it done.”
But when projections miss, deals collapse, or funding dries up, it’s the CFO’s name on the dotted line - and increasingly, at the top of the lawsuit.
Fiduciary duty claims are up 233% year-over-year. Fraud-related suits are rising. Indemnification

Steven Barge-Siever, Esq.
Jul 9, 20256 min read


Affirmative AI Endorsements in Tech E&O Insurance
Affirmative AI Endorsements in Tech E&O Insurance - What They Are, Why They Matter and Why Silence Might Be Safer

Steven Barge-Siever, Esq.
May 24, 20254 min read


Your Pitch Deck Was Reviewed by VCs. Then by the SEC and DOJ.
Startup D&O and SEC Risk: When Pitch Deck Claims Become Liability

Steven Barge-Siever, Esq.
May 23, 20256 min read


AI Washing: The Dirty Truth of AI Litigation
AI washing - it’s a legal and underwriting risk. As early-stage companies face lawsuits and SEC actions for misrepresenting AI capabilities, underwriters are adjusting how they evaluate “AI-first” risks. This article breaks down real enforcement cases, the line between puffery and fraud, and why insurance may not respond when the AI claim was never real.

Steven Barge-Siever, Esq.
May 21, 20256 min read


Lender Liability, Tech E&O, and the Converging Risk Landscape of Modern Lending Platforms
The financial services industry is undergoing a transformation. Human-led lending processes are being replaced (or augmented) by software, automation, and artificial intelligence. With that change comes a growing wave of legal exposure that most companies aren't insured for, and many barely understand.

Steven Barge-Siever, Esq.
May 13, 20255 min read


AI Litigation Risk: Artificial Intelligence Facing a World It Wasn’t Built For
What Mobley v. Workday reveals about product design, legal risk, and the urgent need for specific AI insurance coverage By Steven Barge-Siever, Esq. When Mobley v. Workday survived a motion to dismiss this year, headlines focused on a narrow point: AI vendors might be directly liable for discriminatory hiring outcomes under federal civil rights law. That alone was historic. But the implications are bigger. This case exposes a fundamental problem that exists far beyond employm

Steven Barge-Siever, Esq.
May 8, 20254 min read


The Real Value of AI Insurance Endorsements: Beyond the Buzzwords
Learn what AI insurance endorsements really cover - and what they don’t. Discover the risks fintech and tech companies face when AI makes a decision, and how to close coverage gaps before claims arise.

Steven Barge-Siever, Esq.
May 1, 20254 min read


Three Critical LendTech Insurance Gaps
LenderTech companies face technical insurance gaps that can leave them exposed - from lender liability exclusions to capped regulatory coverage. Learn how to spot and fix these critical risks.

Steven Barge-Siever, Esq.
Apr 26, 20253 min read
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