top of page
PE | VC | RIA


How Much E&O Insurance Does My RIA Need?
Most RIAs need at least $1M of E&O insurance, but the right limit depends on AUM, client profile, investment strategy, custody, discretion, cyber exposure, defense costs, and custodian requirements.

Steven Barge-Siever, Esq.
3 days ago12 min read


Does an RIA Need D&O Insurance?
Does an RIA need D&O insurance? Learn when E&O is not enough and how D&O may protect investment advisers against ownership disputes, regulatory investigations, M&A claims, investor disputes, creditor claims, and private fund management liability.

Steven Barge-Siever, Esq.
3 days ago10 min read


Embedded Insurance vs. Captive-Backed CLIP: When Companies Should Stop Renting the Insurance Economics
By Steven Barge-Siever, Esq. Most companies that add insurance to their product are not building an insurance business. They are renting one. Quick Definitions Embedded insurance is a distribution model where insurance is offered inside another product, platform, checkout flow, lease process, loan process, or customer journey. A Captive CLIP is a risk-financing structure where a company uses a contractual liability insurance policy (CLIP) to support its own contractual obliga

Steven Barge-Siever, Esq.
May 26 min read


What Are the Regulatory Requirements to Offer an Extended Warranty?
Selling an extended warranty can create recurring revenue, but the structure matters. Learn how state service contract laws, reimbursement insurance, reserves, surety, disclosures, and warranty classification affect whether a program can be sold legally and profitably.

Steven Barge-Siever, Esq.
May 24 min read


CFO Liability in the Modern Era: Real Cases, Rising Risk
CFOs aren’t just managing financials anymore they’re absorbing liability.
High-growth companies often treat insurance like a purchase, not a defense strategy. The CFO is told to “handle it.” The broker is told to “get it done.”
But when projections miss, deals collapse, or funding dries up, it’s the CFO’s name on the dotted line - and increasingly, at the top of the lawsuit.
Fiduciary duty claims are up 233% year-over-year. Fraud-related suits are rising. Indemnification

Steven Barge-Siever, Esq.
Jul 9, 20256 min read


Your Pitch Deck Was Reviewed by VCs. Then by the SEC and DOJ.
Startup D&O and SEC Risk: When Pitch Deck Claims Become Liability

Steven Barge-Siever, Esq.
May 23, 20256 min read


Top 10 GPL Insurance Exclusions Fund Managers Miss
GPL insurance policies often fail where it matters most. We break down the top 10 gaps fund managers miss and explain how to fix them before the claim hits.

Steven Barge-Siever, Esq.
May 21, 20253 min read


The Reason Limited Partners Require Venture Capital Firms Carry Fund-Level Insurance
Limited Partners (LPs) are increasingly requiring venture capital firms to carry dedicated fund-level insurance to protect both partners and investor capital. This article explains why fund D&O, GPL, and EPL insurance are becoming critical risk management tools for modern venture funds - and what sophisticated LPs expect today.

Steven Barge-Siever, Esq.
Apr 27, 20254 min read
bottom of page