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LendTech Insurance Insights
Lendtechs face specific risks from regulators, investors, vendors and clients. Dig deeper with URM's insights.
OppFi Won the “True Lender” Case. But did they Actually "Win"
OppFi defeated a true lender claim, but only after four years of litigation. This case reveals what fintech companies are missing about lender liability, E&O, and D&O risk.
Steven Barge-Siever, Esq.
Apr 174 min read
Fintech Regulatory Risk in 2026: Why Liability Is Increasing (Despite Lower CFPB Enforcement)
Fintech regulatory risk is shifting to litigation, lender liability, and insurance disputes. Learn where exposure comes from and why coverage often fails.
Steven Barge-Siever, Esq.
Apr 148 min read
Why Buy Now, Pay Later (BNPL) Platforms Are Natural CLIP Candidates
BNPL companies do not think of themselves as insurance businesses. But the moment a platform guarantees refunds, absorbs merchant failures, protects consumers from fraud, or promises “no-risk” transactions, it is carrying insurance-style exposure.
Steven Barge-Siever, Esq.
Jan 113 min read
The Regulatory Landscape for CLIP Insurance: What Every Credit and SaaS Provider Needs to Know
Discover how CLIP insurance is regulated across key states. Learn why guarantees must be insured or reserved and what compliance means for SaaS and AI firms.
Steven Barge-Siever, Esq.
Sep 6, 20254 min read
Tech Insurance for Payments Companies (The 2025 Guide)
Payments platforms face unique risks. Learn how to structure insurance for embedded finance, KYC, API outages, and regulatory liability.
Steven Barge-Siever, Esq.
Jul 31, 20254 min read
Lender Liability, Tech E&O, and the Converging Risk Landscape of Modern Lending Platforms
The financial services industry is undergoing a transformation. Human-led lending processes are being replaced (or augmented) by software, automation, and artificial intelligence. With that change comes a growing wave of legal exposure that most companies aren't insured for, and many barely understand.
Steven Barge-Siever, Esq.
May 13, 20255 min read
Three Critical LendTech Insurance Gaps
LenderTech companies face technical insurance gaps that can leave them exposed - from lender liability exclusions to capped regulatory coverage. Learn how to spot and fix these critical risks.
Steven Barge-Siever, Esq.
Apr 26, 20253 min read
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