Insurance Policy Insights

Downtime Isn’t Always Your Fault - But It’s Always Your Problem. In a world of tech interdependencies, one gap or flaw can sink your company. The same is true for insurance.

Builder.ai’s collapse raises a critical question: will the D&O insurance respond - and for whom? This article breaks down the legal allegations, key exclusions, and what Side A, B, and C really mean when a unicorn implodes. Written by a broker-attorney, it shows how policy structure, severability, and fraud exclusions will shape the outcome - and what brokers should have negotiated before it all went wrong.

This guide breaks down GPL insurance - what it is, what it covers, and why 2025 demands a smarter, tech-enabled approach.

Learn what affirmative AI insurance really covers, how it differs from silent policies, and what boards must know to avoid gaps in 2025.

Board Liability in the Age of AI: A 2025 Guide to AI D&O Insurance. As artificial intelligence transforms how companies build, operate, and compete - one thing hasn’t changed: boards are still responsible when things go wrong.

Affirmative AI Endorsements in Tech E&O Insurance - What They Are, Why They Matter and Why Silence Might Be Safer

What Fintech Startups Get Wrong About Series A Insurance (And How to Fix It) When fintech startups hit Series A, everything changes -...

Startup D&O and SEC Risk: When Pitch Deck Claims Become Liability

AI washing - it’s a legal and underwriting risk. As early-stage companies face lawsuits and SEC actions for misrepresenting AI capabilities, underwriters are adjusting how they evaluate “AI-first” risks. This article breaks down real enforcement cases, the line between puffery and fraud, and why insurance may not respond when the AI claim was never real.

In the world of venture-backed startups, failures aren’t rare. But what happened to Get Together Inc. (operating as IRL) wasn’t a typical collapse. It was a collision of founder misconduct, investor pressure, board-level control, and regulatory scrutiny - all of which converged into one of the most high-stakes D&O cases in recent memory.

The financial services industry is undergoing a transformation. Human-led lending processes are being replaced (or augmented) by software, automation, and artificial intelligence. With that change comes a growing wave of legal exposure that most companies aren't insured for, and many barely understand.

If you’re a tech company with fewer than 250 employees, there’s a good chance AllDigital is on your insurance program. And if you’re in California, they probably will not be next year.

What Mobley v. Workday  reveals about product design, legal risk, and the urgent need for specific AI insurance coverage By Steven...

Learn what AI insurance endorsements really cover - and what they don’t. Discover the risks fintech and tech companies face when AI makes a decision, and how to close coverage gaps before claims arise.

LenderTech companies face technical insurance gaps that can leave them exposed - from lender liability exclusions to capped regulatory coverage. Learn how to spot and fix these critical risks.

Private equity and venture capital firms managing five or more companies can unlock major savings, reduce hidden risks, and bring order to chaos with a structured portfolio insurance strategy. URM and Undr AI make it finally possible - without the admin burden.