top of page


Energy Savings and ESG Performance Guarantees and CLIP Insurance: When Sustainability Promises Become Financial Risk
Energy and ESG platforms create insurance-like risk when they guarantee energy savings, emissions reductions, or sustainability outcomes. CLIP insurance allows these obligations to be defined, capped, and transferred onto regulated insurance paper, turning ESG performance promises into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 173 min read


Supply Chain Performance Guarantees and CLIP Insurance: When Logistics Risk Becomes Financial Risk
Supply chain and logistics companies create insurance-like risk when they guarantee delivery times, pricing stability, or operational performance. CLIP insurance allows these obligations to be defined, capped, and transferred onto regulated insurance paper, turning logistics guarantees into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 163 min read


Cybersecurity Guarantees and CLIP Insurance: When Security Vendors Become Risk Bearers
Cybersecurity vendors create insurance-like risk when they guarantee breach costs, downtime recovery, or financial protection. CLIP insurance allows these obligations to be defined, capped, and transferred onto regulated insurance paper, turning open-ended security guarantees into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 153 min read


Marketplace Guarantees and CLIP Insurance: When Platforms Underwrite Transaction Risk
Marketplace platforms create insurance-like risk when they guarantee payments, refunds, delivery, or fraud protection. CLIP insurance allows these obligations to be clearly defined, capped, and transferred onto regulated insurance paper, turning transaction guarantees into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 143 min read


Cloud Savings Guarantees and CLIP Insurance: When FinOps Platforms Underwrite Financial Outcomes
Cloud cost optimization platforms create insurance-like risk when they guarantee savings, refunds, or financial outcomes. CLIP insurance allows these obligations to be clearly defined, capped, and transferred onto regulated insurance paper, turning cloud savings guarantees into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 133 min read


SaaS Performance Guarantees and CLIP Insurance: Why Outcome-Based Contracts Create Insurable Risk
SaaS and AI companies create insurance-like risk when they guarantee performance, savings, or outcomes. CLIP insurance allows these obligations to be clearly defined, capped, and transferred onto regulated insurance paper, turning open-ended promises into controlled, insurable financial exposure.

Steven Barge-Siever, Esq.
Jan 123 min read


Rent Guarantee Platforms and CLIP Insurance: Why Housing Guarantees Create Insurable Risk
Rent guarantee and deposit replacement platforms carry insurance-like risk because they promise to cover rent defaults, lease failures, and property damage. CLIP insurance allows these obligations to be clearly defined, capped, and transferred onto regulated insurance paper, protecting capital while preserving the platform’s business model.

Steven Barge-Siever, Esq.
Jan 123 min read


Why Buy Now, Pay Later (BNPL) Platforms Are Natural CLIP Candidates
BNPL companies do not think of themselves as insurance businesses. But the moment a platform guarantees refunds, absorbs merchant failures, protects consumers from fraud, or promises “no-risk” transactions, it is carrying insurance-style exposure.

Steven Barge-Siever, Esq.
Jan 113 min read
bottom of page