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CLIPs vs Captives: When to Use Each - and How They Work Together
CLIP vs captive insurance explained. Learn when to use a Contractual Liability Insurance Policy, a captive, or a hybrid CLIP + captive model across industries.

Steven Barge-Siever, Esq.
Sep 74 min read


The Future of CLIP Insurance: From Retail Credit to AI Contracts
CLIP insurance is moving beyond its retail credit origins and into SaaS and AI contracts. This article explores how Contractual Liability Insurance Policies help companies guarantee outcomes, secure revenue recognition, and transfer risk in the fast-changing digital economy.

Steven Barge-Siever, Esq.
Sep 64 min read


The Regulatory Landscape for CLIP Insurance: What Every Credit and SaaS Provider Needs to Know
Discover how CLIP insurance is regulated across key states. Learn why guarantees must be insured or reserved and what compliance means for SaaS and AI firms.

Steven Barge-Siever, Esq.
Sep 64 min read


Tech Insurance for Payments Companies (The 2025 Guide)
Payments platforms face unique risks. Learn how to structure insurance for embedded finance, KYC, API outages, and regulatory liability.

Steven Barge-Siever, Esq.
Jul 314 min read


Do AI Hallucinations Create Legal Liability? A Tech E&O Insurance Perspective
When AI hallucinates, who’s liable? Learn how insurance - Tech E&O, Cyber, and Media Liability - respond to LLM output errors, and whether you're truly covered.

Steven Barge-Siever, Esq.
Jul 313 min read


Guide to Insurance for AI Startups (2025)
What insurance do AI startups need? Learn how to protect your board, meet enterprise requirements, and avoid costly E&O and Cyber coverage gaps.

Steven Barge-Siever, Esq.
Jul 315 min read


CFO Liability in the Modern Era: Real Cases, Rising Risk
CFOs aren’t just managing financials anymore they’re absorbing liability.
High-growth companies often treat insurance like a purchase, not a defense strategy. The CFO is told to “handle it.” The broker is told to “get it done.”
But when projections miss, deals collapse, or funding dries up, it’s the CFO’s name on the dotted line - and increasingly, at the top of the lawsuit.
Fiduciary duty claims are up 233% year-over-year. Fraud-related suits are rising. Indemnification

Steven Barge-Siever, Esq.
Jul 96 min read


"DoNotPay" - FTC Litigation Against AI Litigation tools.
When the FTC fined DoNotPay for claiming its AI could replace a lawyer, it sent a clear message: AI can process, but it can’t practice. This article unpacks what that means for legal tech, licensed professions, and the insurability of AI tools that cross the line from automation into unlicensed advice.

Steven Barge-Siever, Esq.
Jul 14 min read
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