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Fiduciary Liability Insurance protects your company and plan administrators from personal liability in connection with managing employee benefit plans. It covers legal defense, settlements, and penalties tied to allegations of mismanagement, administrative errors, or breaches of fiduciary duty under ERISA and similar laws.
Offering 401(k), health, or equity benefit plans creates personal liability for plan fiduciaries - including founders, CFOs, and HR leaders.
You can be sued by employees, former employees, or beneficiaries for misstatements, administrative errors, or losses in plan value.
Fiduciary liability is not covered under D&O, EPL, or general liability - this policy is the only defense.
Why Fiduciary Matters
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