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Warranty Intelligence

Upward Risk Management provides research and practical guidance on warranty programs, service contracts, reimbursement insurance, obligor structures, regulatory requirements, captives, and insurance-backed risk transfer.

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Explore Warranty Intelligence

Browse key topics and tools to build stronger, more compliant warranty programs

Insurance Backed Warranty Prograns

How insurance-backedwarranty programs work, when they make sense, and how they are structured

Explore Programs

Contract Liability Insurance Program (CLIP)

Understand service contracts, coverage mechanics. and the

difference from traditional

warranties

Explore CLIPs

Service Contract   Insurance (SCRIP)

Reimbursement insurance

solutions for service contracts

and warranty obligations

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Explore SCRIP

Obligor vs.
Administrator

Key differences, responsibilities, and how each role impacts your program.

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Warranty
Regulation

The framework: service-contract regulation, financial responsibility, reimbursement insurance, licensing, reserves

Explore Regulation

State
Guides

State-by-state warranty library and service contract laws, insurance requirements, and compliance resources.

Explore State Guides

Warranty Programs by Industry

Solutions and insights tailored to your industry and warranty

program needs.

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Research &
Reports

Original research, market insights, regulatory updates, and program benchmarks.

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Popular Warranty Intelligence Topics

This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.

Warranty vs Service Contract

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How Insurance-Backed Warranty Programs Work

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Is a Warranty Considered Insurance ?

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Warranty Captives Explained

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What is Service Contract Reimbursement Insurance?

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Financial Responsibility Requirements

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Obligor vs. Administrator

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Who Should be the Warranty Obligor?

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Warranty Reserve Requirements Explained

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When does a Warranty Program Require Insurance?

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How Contractual Liability Insurance Policies (CLIPs) Fit Into Warranty Programs

Contractual Liability Insurance Policies can be used to transfer certain warranty and service-contract obligations to an insurer. Learn how CLIPs differ from reimbursement insurance, captives, and other warranty risk-financing structures.

Warranty Intelligence by
Upward Risk Management

The Firm

Content is authored and reviewed by Steven Barge-Siever, Esq., Founder and CEO of Upward Risk Management, a corporate attorney and insurance executive focused on complex risk, contractual liability insurance, warranty programs, captives, and alternative risk transfer.

The Founder

Content in Warranty Intelligence is authored and reviewed by Steven Barge-Siever, Esq., Founder and CEO of Upward Risk Management.

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Steven is a corporate attorney, insurance executive, and MBA in Finance whose work focuses on complex risk, contractual liability insurance, warranty and service contract programs, captive structuring, fronting, reinsurance, and alternative risk transfer.

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His experience includes developing insurance products and policy structures, advising companies through numerous IPOs and other complex transactions, and structuring captive and insurance programs for both technology and traditional businesses.

 

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