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Insurance Market Insights
The insurance market is dynamic, learn more about policies, trends, benchmarking and claim outcomes.


Fintech Regulatory Risk in 2026: Why Liability Is Increasing (Despite Lower CFPB Enforcement)
Fintech regulatory risk is shifting to litigation, lender liability, and insurance disputes. Learn where exposure comes from and why coverage often fails.

Steven Barge-Siever, Esq.
Apr 148 min read


Liability Without Control: How Risk Flows Through the Modern Tech Stack
Downtime Isn’t Always Your Fault - But It’s Always Your Problem. In a world of tech interdependencies, one gap or flaw can sink your company. The same is true for insurance.

Steven Barge-Siever, Esq.
Jun 15, 20254 min read


Fintech Insurance Gets a Tailwind: What the CFPB’s Retreat Means for D&O and Tech E&O Buyers
The CFPB’s retreat in 2025 is lowering fintech insurance risk - creating broader D&O and Tech E&O coverage at better prices for CFOs and GCs.

Steven Barge-Siever, Esq.
May 31, 20253 min read


Board Liability in the Age of AI: A 2025 Guide to AI D&O Insurance
Board Liability in the Age of AI: A 2025 Guide to AI D&O Insurance. As artificial intelligence transforms how companies build, operate, and compete - one thing hasn’t changed: boards are still responsible when things go wrong.

Steven Barge-Siever, Esq.
May 24, 20254 min read


Series A Fintech Insurance Playbook
What Fintech Startups Get Wrong About Series A Insurance (And How to Fix It) When fintech startups hit Series A, everything changes -...

Steven Barge-Siever, Esq.
May 23, 20252 min read


AI Washing: The Dirty Truth of AI Litigation
AI washing - it’s a legal and underwriting risk. As early-stage companies face lawsuits and SEC actions for misrepresenting AI capabilities, underwriters are adjusting how they evaluate “AI-first” risks. This article breaks down real enforcement cases, the line between puffery and fraud, and why insurance may not respond when the AI claim was never real.

Steven Barge-Siever, Esq.
May 21, 20256 min read


Interview with A Vampire: AI Litigation Example / Strategy from a Plaintiff Attorney
Learn how plaintiff attorneys are building cases against AI and fintech startups - and how founders can protect themselves from AI litigation with insurance.

Steven Barge-Siever, Esq.
May 17, 20256 min read


AllDigital Nonrenews California Risks
If you’re a tech company with fewer than 250 employees, there’s a good chance AllDigital is on your insurance program.
And if you’re in California, they probably will not be next year.

Steven Barge-Siever, Esq.
May 9, 20254 min read


Startup Equity & Securities Claims
When startups offer equity as compensation, they are entering securities territory. As valuations rise, and especially when companies face downturns, misrepresentation claims tied to employee equity are emerging as a high-risk litigation trend.

Steven Barge-Siever, Esq.
Apr 12, 20253 min read
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