Most RIAs need at least $1M of E&O insurance, but the right limit depends on AUM, client profile, investment strategy, custody, discretion, cyber exposure, defense costs, and custodian requirements.

Does an RIA need D&O insurance? Learn when E&O is not enough and how D&O may protect investment advisers against ownership disputes, regulatory investigations, M&A claims, investor disputes, creditor claims, and private fund management liability.

The best security deposit alternative for multifamily operators is not just a deposit replacement. A stronger program should improve leasing conversion, reduce administrative burden, protect the property, and create potential profit-share economics for qualified portfolios.

By Steven Barge-Siever, Esq. Most companies that add insurance to their product are not building an insurance business. They are renting one. Quick Definitions Embedded insurance is a distribution model where insurance is offered inside another product, platform, checkout flow, lease process, loan process, or customer journey. A Captive CLIP is a risk-financing structure where a company uses a contractual liability insurance policy (CLIP) to support its own contractual obliga

Selling an extended warranty can create recurring revenue, but the structure matters. Learn how state service contract laws, reimbursement insurance, reserves, surety, disclosures, and warranty classification affect whether a program can be sold legally and profitably.

OppFi defeated a true lender claim, but only after four years of litigation. This case reveals what fintech companies are missing about lender liability, E&O, and D&O risk.

Fintech regulatory risk is shifting to litigation, lender liability, and insurance disputes. Learn where exposure comes from and why coverage often fails.

Cybersecurity companies can structure insurance alongside their product without becoming insurers. This article explains how the model works and why it changes control after a breach.