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Corporate Insurance for Complex Risks
Expert Brokers. Corporate Attorneys. Strategic Risk Advisors.
URM is an attorney-led brokerage built for complex risks. We bring a claims-tested perspective shaped by litigation and regulatory scrutiny to deliver smarter placements for sophisticated organizations.
From M&A and CLIPs to captives and emerging tech company exposures, we combine deep legal insight, market leverage and AI-enhanced analysis to protect what you are building.
Technology Companies
Tailored insurance solutions for fintech, SaaS, AI and other high growth technology businesses.
Financial Institutions
Specialized insurance strategy for banks, PE, VC and Hedge Funds, broker dealers, RIAs and other regulated entities
Captives, CLIPs & Warranties
Compliant contractual liability insurance policies, extended warranties, and captive solutions to get risk off your balance sheet.
Mergers & Acquisitions
Comprehensive insurance solutions for transactional risks, including runoff, reps & warranties, diligence, and indemnity.
Select Client Portfolio
Insurance Coverage
Focused on Corporate Insurance
We built URM after years spent litigating claims and seeing how insurance programs break under pressure. That experience shapes how we approach every engagement. We don't just place coverage, we structure it to withstand litigation, regulatory scrutiny, and disputes when the stakes are high.
URM advises financial institutions (PE, VC, fintechs) and other complex businesses on insurance, risk transfer, and insurance-backed financial structures.
Our expertise goes beyond the traditional brokerage. We advise on complex placements, M&A, captives, contractual liability policies (CLIPs), and insurance-backed structures where insurance is part of the financial architecture of the business, and impacts balance sheet exposure, capital efficiency, and strategic flexibility.
If you operate in a high-stakes environment or need more than a conventional insurance placement, this is the level we are built for.
Risk Analysis
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Prefilled Applications
We pre-fill your applications, you complete online. No time consuming PDFs.
Policy Reviews
Upload your policy, receive an AI-powered, attorney reviewed gap analysis.
Expertise
We are experienced brokers and attorneys, and we take pride in perfection.
Risk Analysis + Policy Review
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Get the full picture.
Risk Analysis
With just a website, we analyze your company using a combination of proprietary AI and in house attorneys to generate a real-time risk profile:
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Risk scores across D&O, Cyber, Tech E&O, EPL, and more
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Benchmarking against peers by industry, stage, and exposure
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Red flags and underwriting concerns - from governance to regulatory trends
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Real-world litigation insights that map to your business model
Have an attorney review your policy
Policy Review
Upload your current insurance policies or quotes, and our system will:
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Detect exclusions, limitations, and missing endorsements
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Highlight gaps in coverage based on your actual risk profile
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Recommend enhancements, better policy language, or carrier alternatives
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Flag whether your policy would respond to key real-world scenarios
Have an attorney identify gaps, exclusions, and ways to improve coverage.
Why URM
Sophistication
Corporate insurance is our passion, not our next thing.
Founded by industry veteran and attorney Steven Barge-Siever, Esq., Upward Risk Management bridges the gap between insurtech innovation and legacy insurance expertise.
A year ago, we reimagined AI - not for back-office automation, but to create real client impact. Today, our technology puts intelligence and sophistication in your hands, helping you navigate risk with confidence.
Experience
With experience comes wisdom, and our team has brokered insurance for the largest of the Fortune 500 companies.
Our team spent a year downloading decades of intricate knowledge to our AI, and our goal is to conveniently provide our clients with deep knowledge and transparency.
Trust
As a true brokerage and fiduciary, our only obligation is to secure the best possible coverage for your business, not to push a specific policy or carrier like MGAs and direct insurers.
We analyze risk objectively, structure policies without conflicts of interest, and ensure that your insurance program is built for you.
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